Personal Finances is an elegant, easy, yet technically advanced home finance manager for Windows users. Putting budget tracking on auto-pilot, the program will help users to plan budget, track income and expenses and cut back on unnecessary expenses. This tool will also help users to track expected income, spending and see how much money the user will have at any date in the future. Personal Finances is portable and can be installed on the USB drive.

Designed with the beginner in mind, Personal Finances lets anyone take the first steps into budget planning without a shock from software complexity and learning curve. For the most part this is due to a simple, well-designed interface. The main window puts all accounts, tools, financial transactions and options in front of the user, letting you review any budget item and modify the budget with a remarkable ease.

To get started, the user is required to create accounts, which can be a pocket money, credit card, etc, cash, real bank account. The next step is to enter transactions, both earnings and purchases. To make it easier for the user to track spending in details, transactions can be defined with tags, categories, family members. Tags help to differentiate between similar transactions that fall into one category.

Personal Finances allow user to generate bar, pie chart reports and trands with totals and percentages that reflect the flow of money for any period of time. The user can generate reports by categories, tags, family members. By clicking on any item in the report, one can drill down deeper to transactions associated with the item. Reports can be printed to paper, or saved to file in HTML, CHM, or TXT.

The program helps the user review the financial health of the family budget, see the spending categories that need to be trimmed in order to make a balanced budget one can live on without lapsing into debt.